54% know how much they need for a comfortable retirement

54% know how much they need for a comfortable retirement54% know how much they need for a comfortable retirementRecent data from Schwab Retirement Plan Services shows that only 54% of Americans know how much they need to save for a comfortable retirement.To do the study,Logica Research surveyed 1,000 American workers between 25 and 70, who are putting money away for retirement using 401(k)s. They are all employed at places with 25+ employees that have 401(k) plans.Americans know about unterstellung numbers - see how they compareThey are likely to know what these values should beCredit score 91%Weight 88%Blood pressure 76%Percentage of salary should save in 401(k) 73%Cholesterol 67%How much should have saved for a comfortable retirement 54%These things stress Americans outPeople say that these are significant sources of financial stressSaving enough money for a comfortable retirement 40%Paying off credit card debt 25%Keeping up with monthly expenses 24%Job security 21%Saving/paying f or childrens education 17%Taking care of aging parents 17%Medical expenses 15%Paying off student loans 11%None of the above 19%People think that this will be their biggest source of income in retirement 62% said their 401(k), 21% said savings and investments outside my 401(k), 10% said their Social Security, 6% said their pension and 1% chose none of these options.But while 70% of Americans think their quality of life in retirement will be better than their parents was, 30% think itll be worse. A whopping 70% also think that their quality of life in retirement will be better than the next generations, while 30% think theirs wont measure up.More surprisingly, 28% agreed with the statement, Id rather live well now than save for an uncertain future, while 72% agreed with the idea that its more important to live frugally now to save more for retirement.Heres how much Americans want retirement plansThe breakdown shows what they say they cant live without in a new positionHealth insurance 92%401(k) plan 88%2 or more weeks of vacation or PTO 88%Life insurance 54%Disability insurance 52%Health savings account (HSA) 33%Ability to work from home 32%Flexible health spending account (FSA) 29%Equity compensation/stock options/stock awards 27%Financial wellness program 16%Financial advice services 13%Gym membership or onsite gym 12%Onsite daycare/childcare 9%